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Commercial Auto Insurance

Commercial Auto Insurance Information

Richmond VA Insurance knows as a business owner, you need the same kinds of insurance coverage for the car you use in your business as you do forcar used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure.

If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.

Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. When you sit down with an agent from Richmond VA Insurance Agency to discuss your commercial auto insurance needs, we will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.

While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. We are more than happy to explain all the differences and options and make sure you get the coverage that is right for you at the right price.

Give us a call at 804-320-5488 to set up an appointment, so we can discuss your insurance needs.  We can also be reach online or you can stop by our office on Midlothian Turnpike. We look forward to serving your insurance needs.

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10045 Midlothian Turnpike, Lower Level | North Chesterfield, VA 23235 | 804.320.5488 Powered by Insurance Website Builder

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