General Liability Insurance

General Liability Insurance will cover your business in the event you are sued or held legally responsible for some injury or damage. Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability Insurance can prevent a legal suit from turning into a financial disaster by providing financial protection against losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. Click here for a General Liability Insurancequote form. 

• Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury
• Property Damage coverage for the physical damage to property of others or the loss of use of that property
• Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided
• Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents
• Contractual Liability extends to any liability you may assume by entering into a variety of contracts
• Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types

The Richmond VA Insurance Agency wants to make sure you have the insurance coverage you need at the right price. If you're a business owner and would like to find out more about General Liability Insurance and what it means to your business to have that coverage, contact us at 804.320.5488 or on-line and one of our agents will get back with you.  If you want to stop by our office, we are conveniently located on Midlothian Turnpike in North Chesterfield.  The Richmond VA Insurance Agency welcomes the opportunity to discuss all your insurance needs, both person and commercial.